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Navy blue logo for CHL Insurance Solutions; independent health & life insurance agency
  • A walking path on the University of Florida campus in Gainesville FL with spanish moss covered oak trees and a clock tower in the background.
    Medicare Essentials

    Medicare Coverage in Gainesville FL

    ByJustin Tomlin | Licensed Agent (FL W960118 | GA 3760385) June 2026June 2026

    Meta: Medicare in Gainesville, FL — how Original Medicare, Medicare Advantage plans, and Medigap work with local providers.

    Read More Medicare Coverage in Gainesville FLContinue

  • A stunning aerial view of a coastal seaside town showcasing beaches, buildings, and the ocean.
    Medicare Essentials

    Medicare Supplement Insurance in Florida

    ByJustin Tomlin | Licensed Agent (FL W960118 | GA 3760385) June 2026

    Medicare Supplement Insurance in Florida — learn how plans transfer when you move, when guaranteed issue rights apply, and what out-of-pocket costs to consider.

    Read More Medicare Supplement Insurance in FloridaContinue

  • Close-up of a classic stethoscope on a blue background, symbolizing healthcare and medical profession.
    Temporary Coverage

    Short-Term Medical Insurance: Is This Right For You?

    ByJustin Tomlin | Licensed Agent (FL W960118 | GA 3760385) June 2026June 2026

    Short-term medical insurance covers gaps between major plans — but it has real limits. Learn who it fits, what it excludes, and what to consider first.

    Read More Short-Term Medical Insurance: Is This Right For You?Continue

  • Insurance Agent talking with clients about buying a term life or whole life insurance policy. Indoor consultation scene.
    Life and Legacy Planning

    Term Life vs Whole Life: Which to Choose?

    ByJustin Tomlin | Licensed Agent (FL W960118 | GA 3760385) June 2026June 2026

    Term life and whole life insurance work differently. Learn how each one works, what it costs, and which fits your situation — in plain language.

    Read More Term Life vs Whole Life: Which to Choose?Continue

  • A happy family enjoying quality time together outdoors in a lush green park, meant to represent term life insurance.
    Life and Legacy Planning

    How Much Term Life Do I Need?

    ByJustin Tomlin | Licensed Agent (FL W960118 | GA 3760385) June 2026June 2026

    Wondering how much term life insurance to buy? Learn how to calculate coverage based on income, debt, and family needs — and what factors most people overlook.

    Read More How Much Term Life Do I Need?Continue

  • Close-up of health insurance spelled out with Scrabble tiles on a planner, alongside medication pills.
    ACA Marketplace

    Understanding ACA Metal Tiers

    ByJustin Tomlin | Licensed Agent (FL W960118 | GA 3760385) June 2026June 2026

    Bronze, Silver, Gold, Platinum — ACA metal tiers affect what you pay each month and at the doctor. Learn how each tier works and which may fit your situation.

    Read More Understanding ACA Metal TiersContinue

  • Close-up of a senior adult signing a document meant to represent a Scope of Appointment form.
    Medicare Essentials

    What Is a Scope of Appointment?

    ByJustin Tomlin | Licensed Agent (FL W960118 | GA 3760385) May 2026June 2026

    A Medicare Scope of Appointment is a federal requirement before discussing Advantage or Part D options. Learn what it covers, what it doesn’t, and why it exists.

    Read More What Is a Scope of Appointment?Continue

  • Hands signing a contract with a blue pen, close-up view. Meant to represent signing an ACA Marketplace Consent Form.
    ACA Marketplace

    What Is ACA Marketplace Consent?

    ByJustin Tomlin | Licensed Agent (FL W960118 | GA 3760385) May 2026June 2026

    The ACA Marketplace consent form is a federal requirement that protects consumers during enrollment. Learn what it covers, what it doesn’t, and why it exists.

    Read More What Is ACA Marketplace Consent?Continue

  • A globe placed on a black suitcase symbolizing global travel and adventure.
    Temporary Coverage

    What Is Global Medical Insurance?

    ByJustin Tomlin | Licensed Agent (FL W960118 | GA 3760385) May 2026June 2026

    Your domestic health plan may not cover you outside the U.S. Learn what global medical insurance covers, who it fits, and what to know before you travel.

    Read More What Is Global Medical Insurance?Continue

  • Smiling female doctor in glasses and stethoscope holding a document indoors.
    Medicare Essentials

    Does Your Doctor Accept Medicare? Three Ways to Verify.

    ByJustin Tomlin May 2026June 2026

    As you navigate Medicare coverage, you’ll want to learn three simple steps to find out which doctors accept Medicare.

    Read More Does Your Doctor Accept Medicare? Three Ways to Verify.Continue

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This is a solicitation for insurance.

We do not offer every plan available in your area. Currently we represent 5 organizations which offer 55 products in the Gainesville FL area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIPHelp.org) to get information on all of your options. Actual plans available may vary based on your ZIP code.

This page is a licensed insurance solicitation. Policy terms, premiums, and benefits vary by carrier and may be subject to underwriting; premium estimates from quote tool links are illustrative and not a guarantee of coverage or rate. Short-Term Medical and Fixed Indemnity plans pay limited benefits and are not a substitute for comprehensive health coverage. Short-Term Medical plans are also not ACA-compliant and do not cover pre-existing conditions. Consult a licensed agent for guidance specific to your situation.

CHL Insurance Solutions, LLC is a private, licensed insurance agency (FL L131407; GA 241106), located at 5950 NW 1st Place, Suite 110, Gainesville, FL 32607. Justin Tomlin is a Licensed Insurance Agent (FL W960118; GA 3760385).

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© 2026 CHL Insurance Solutions LLC. All Rights Reserved.

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