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Navy blue logo for CHL Insurance Solutions; independent health & life insurance agency
  • Older man using tablet on a sofa in cozy living room, enjoying leisure time indoors.
    Medicare Essentials

    Medigap vs. Medicare Advantage

    ByJustin Tomlin May 2026June 2026

    Choosing between Medigap and Medicare Advantage depends on more factors than most people expect.

    Read More Medigap vs. Medicare AdvantageContinue

  • Elderly man in business attire using a laptop in a modern office setting.
    Medicare Essentials

    Delaying Part B. Protecting Your Medigap Options.

    ByJustin Tomlin May 2026May 2026

    Delaying Part B while employer coverage is primary? The timing of your enrollment affects your Medigap options more than you might think.

    Read More Delaying Part B. Protecting Your Medigap Options.Continue

  • Mother and daughter embrace by ocean.
    Life and Legacy Planning

    What is Final Expense Insurance?

    ByJustin Tomlin April 2026June 2026

    Final Expense Insurance pays for end-of-life costs — but who qualifies?

    Read More What is Final Expense Insurance?Continue

  • Elderly man in a gray suit working on a laptop at an office desk.
    Medicare Essentials

    Working Past Age 65

    ByJustin Tomlin April 2026June 2026

    Still working at 65? Medicare rules are more layered than most people expect.

    Read More Working Past Age 65Continue

  • A brightly lit hospital hallway with medical staff in white coats, conveying a professional healthcare environment.
    Supplemental Insurance

    What is Hospital Indemnity Insurance?

    ByJustin Tomlin March 2026June 2026

    Hospital indemnity insurance pays a fixed benefit when you’re hospitalized — but the details matter.

    Read More What is Hospital Indemnity Insurance?Continue

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This is a solicitation for insurance.

We do not offer every plan available in your area. Currently we represent 5 organizations which offer 55 products in the Gainesville FL area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIPHelp.org) to get information on all of your options. Actual plans available may vary based on your ZIP code.

This page is a licensed insurance solicitation. Policy terms, premiums, and benefits vary by carrier and may be subject to underwriting; premium estimates from quote tool links are illustrative and not a guarantee of coverage or rate. Short-Term Medical and Fixed Indemnity plans pay limited benefits and are not a substitute for comprehensive health coverage. Short-Term Medical plans are also not ACA-compliant and do not cover pre-existing conditions. Consult a licensed agent for guidance specific to your situation.

CHL Insurance Solutions, LLC is a private, licensed insurance agency (FL L131407; GA 241106), located at 5950 NW 1st Place, Suite 110, Gainesville, FL 32607. Justin Tomlin is a Licensed Insurance Agent (FL W960118; GA 3760385).

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