Temporary Health Coverage
Between Jobs, Between Plans, or Between Countries.
No Quotas. No Pressure
I work with multiple carriers, which means my focus stays on finding coverage that fits your situation — not fulfilling a sales quota.
I’ll be straightforward with you about your options, and I won’t promise more than I can deliver. When you need support after enrollment, I’m here as an extra resource — a real person who knows your coverage and can help point you in the right direction.
If it turns out that I’m not the right fit, I’ll respect that too.
Short Term Medical Insurance
For Coverage Gaps & Transitions
Short-Term Limited Duration Insurance (STLDI) plans can provide temporary protection during a gap between losing one plan and your new ACA coverage taking effect — or while awaiting Medicare eligibility. They may also serve as an option for those outside of an enrollment period or ineligible for premium subsidies.
Important Considerations:
Learn More about EHBs on Healthcare.gov →
Global Medical Insurance
Coverage Without Borders
For expatriates living abroad and frequent travelers, domestic health insurance typically provides little to no protection outside the United States. Global Medical plans are designed to fill that gap — comprehensive coverage structured for life beyond U.S. borders.
Important Considerations:
Global Medical Insurance is not ACA-compliant and does not qualify as Minimum Essential Coverage (MEC). It is not a substitute for a domestic health plan. Limitations, exclusions, and geographic restrictions apply.
Your Insurance Guide
Straightforward education on the coverage decisions that matter.
No sales pitch. No jargon.
Not Sure Where to Start?
One conversation with a local, independent agent can cut through the noise. No pressure, no obligation.